1. Agreement to Terms
By accessing or using Maple Budget Canada (the “Site”), you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree, do not use the Site.
2. About Maple Budget Canada
We publish educational content about family budgeting, expense planning, and savings in Canada. Our content is provided for general informational purposes only and does not constitute financial, investment, tax, accounting, or legal advice. You remain responsible for your decisions.
3. Eligibility
You must be at least the age of majority in your province or territory to use the Site or make purchases.
4. Permitted Use
We grant you a limited, revocable, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes consistent with these Terms.
5. Prohibited Conduct
- Reverse engineering, scraping, data mining, or automated access to the Site without prior written consent.
- Using the Site to infringe any intellectual property or privacy rights.
- Introducing malware or interfering with security or operation of the Site.
- Using the Site for unlawful, harmful, or misleading purposes.
6. Intellectual Property
All content, trademarks, logos, and materials on the Site are owned by or licensed to Maple Budget Canada and are protected by applicable laws. You may not reproduce, distribute, modify, or create derivative works without our prior written permission, except as permitted by law.
7. Purchases and Pricing
If we offer paid products or services (e.g., digital guides, workshops), prices are shown in Canadian dollars unless noted. Taxes may apply. We may use third-party payment processors; your use of their services may be subject to their terms. We reserve the right to change prices or discontinue offerings at any time.
8. Refunds
Our refund practices are explained in our Refund Policy, which is incorporated by reference.
9. User Content and Feedback
If you submit messages, feedback, or suggestions, you grant us a non-exclusive, worldwide, royalty-free license to use and display such content for the purpose of operating and improving the Site. Do not submit confidential or proprietary information.
10. Privacy
Your use of the Site is also governed by our Privacy Policy.
11. Third-Party Links
The Site may contain links to third-party websites or services. We are not responsible for their content, policies, or practices. Access at your own risk.
12. Disclaimers
The Site and its content are provided “as is” and “as available” without warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not guarantee that the Site will be error-free or uninterrupted.
13. Limitation of Liability
To the maximum extent permitted by law, Maple Budget Canada and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or loss of profits, revenues, data, goodwill, or other intangible losses, arising from your use of or inability to use the Site. Our total liability for any claim will not exceed the greater of (a) CAD $100 or (b) the amount you paid to us for the applicable product or service in the 12 months preceding the event giving rise to the claim.
14. Indemnification
You agree to defend, indemnify, and hold harmless Maple Budget Canada and its affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or relating to your use of the Site or violation of these Terms.
15. Governing Law and Jurisdiction
These Terms are governed by the laws of the Province of Quebec and the federal laws of Canada applicable therein, without regard to conflicts of law principles. You agree to the exclusive jurisdiction and venue of the courts located in Montreal, Quebec, for any dispute arising out of or relating to these Terms or the Site.
16. Changes to the Terms
We may update these Terms from time to time. The “Effective date” below indicates when these Terms were last revised. Your continued use of the Site after changes take effect constitutes acceptance of the updated Terms.
17. Contact
Email: [email protected] • Phone: +1 435 712 7159 • Address: 9193 Kendra Throughway Babyside, QC M4L-4S6, Canada.
Effective date: October 1, 2025